Ways to Give

Following are some ways to give to SLUH. Please contact the Advancement Office at (314) 531-3062 if you have questions or need additional information.

CASH

  • Goal: Make a quick and easy gift.
  • How to make a gift: Write a check; use a credit card (CLICK HERE to make an online gift) or set up a recurring payment.
  • Benefits: Income tax deduction

TRANSFER OF STOCK

  • Goal: Make a quick and easy gift.
  • How to make a gift: Using the sock giving instruction (CLICK HERE to access), transfer stock directly to SLUH. To receive the maximum advantage, do not sell appreciated stock; instead, transfer ownership to SLUH.
  • Benefits: Income tax deduction and avoidance of capital gains tax.

REAL ESTATE GIFT

  • Goal: Eliminate capital gains tax on the sale of a home or other real estate.
  • How to make a gift: Donate qualifying property to SLUH or sell qualifying property to SLUH at a bargain price.
  • Benefits: Immediate income tax deduction and avoidance of capital gains tax.

RETAINED LIFE ESTATE

  • Goal: Give your personal residence or farm but continue to live there.
  • How to make a gift: Transfer the deed of your qualifying home to SLUH but retain occupancy.
  • Benefits: Charitable income tax deduction and lifetime use of home.

LIFE INSURANCE GIFT

  • Goal: Make a large gift with little cost to yourself.
  • How to make a gift: Give a policy with SLUH as owner and beneficiary.
  • Benefits: Current income tax deduction; possible future deductions.

RETIREMENT PLAN GIFT

  • Goal: Avoid the twofold taxation on retirement plan assets.
  • How to make a gift: Name SLUH as beneficiary of the remainder of the retirement assets after your lifetime.
  • Benefits: Avoidance of heavily taxed gift to heirs, allowing less costly gifts.

CHARITABLE GIFT ANNUITY

  • Goal: Create and/or increase income from assets.
  • How to make a gift: Create a charitable annuity that pays you a set income annually.
  • Benefits: Immediate income tax deduction and fixed income for life; remainder of the corpus passes to SLUH.

CHARITABLE REMAINDER TRUST

  • Goal: Create and/or increase income from assets; create a hedge against inflation over the long term.
  • How to make a gift: Create a trust that pays you a fixed or variable percentage of the trust’s assets; valued annually.
  • Benefits: Immediate income tax deduction; annual income for life that has potential to increase; remainder of the corpus passes to SLUH.

CHARITABLE LEAD TRUST

  • Goal: Reduce gift and estate taxes on assets passing to heirs.
  • How to make a gift: Create a trust that pays SLUH a fixed or variable income for a set term, and the remainder passes to your heirs.
  • Benefits: Reduced size of taxable estate; keeps asset in family with reduced tax ramifications.

All donors and prospective donors are encouraged to seek guidance from a professional advisor such as an estate planning attorney, a tax accountant, broker, banker, or insurance agent to determine the best giving strategy for their unique circumstances.